Aref Ismail Al Khouri


A prominent figure in the UAE’s banking, property, financial and engineering industries, Aref Ismail Al Khouri is currently serving as The Chairman for Sama Emirates Properties, The Chairman for Sama Financial Consultancy and the chairman for Canal Engineering Services.

Aref Ismail Al Khouri has been an influencing figure in the UAE’s business community for over 24 years where he has served as a member of the board of directors in some of the country’s leading Islamic banks & financial institutions, Islamic insurance companies and real estate entities.

Within the financing industry, Aref Ismail Al Khouri has been a pioneering figure. After joining NBAD in 2007 he successfully established both ADNIF and the Islamic Banking Division of NBAD. Following this he planned and led the establishment of the National Takaful Company with ADNIF, serving as lead founder. Since then his titles have included The Director of Abu Dhabi Islamic Financial Service Company, The Director of Khalifa Support Fund for Small and Medium Enterprise (Bedaya) and the Chairman of National Takaful Insurance PJSC (Watania). He has also held the position of the Director of the National Health Insurance Co. (Damam), The Director of Manazel Real Estate Company and the CEO of Abu Dhabi Chess Club, amongst other prominent titles.

Aref Ismail Al Khouri has an M.B.A, with specialization in Finance and Accounting, qualified from the Regis University, Colorado, USA.